mortgage advisor is a powerful yet easy to use program that allows you to calculate, analyze and optimize your mortgage. one of mortgage advisor's most useful features is the ability to demonstrate the effect of additional payments on your mortgage. by using this feature you can learn how to pay off your mortgage sooner and save money at the same time. mortgage advisor also provides a detailed schedule of your mortgage over time. this allows you to see how each payment you make will affect your mortgage. you can see how much of each payment actually goes towards reducing capital and how much is just paying off interest. you can also perform "what if?" calculations on your mortgage. this means that you can calculate the mortgage amount, interest rate, period or repayment. mortgage advisor also includes a graph showing the breakdown in cost of your mortgage, and a mortgage grid showing interest rates and amounts around your mortgage so you can see the difference in mortgage payments. mortgage advisor supports 8 different payment and compounding periods and can handle mortgage's paid in both arrears and advance.