loanamortizer pro 3 is a loan amortization and payment schedule preparation and printing application suitable for personal and business use. the professional edition features a simple interface with a lot of extras including 10 payment frequencies, 10 compounding periods, normal (actuarial) and us rule(simple) amortization methods, regular and canadian mortgage interest type calculations and 6 types of interest year calculations. the program has a clean reporting system presenting detailed information for the amortization schedule specifics as well as the annual loan status. loanamortizer pro 3 also features payment coupon book preparation and printing,loan payment late fees tracking and reminding, and the ability to input prepaid finance charges as a percentage of the loan amount or as a fixed amount. the program also allows balloon payments management as a final payment at the end of the payment schedule or just a lump sum within the amortization schedule. install /uninstall and help functions included. the professional edition runs under windows 95/98/2000/me/xp and nt4.